Capital One Treasury – The World is Yours

IN TRUST

SOURCE GOLD

POWERING THE BAR RAISERS

SourceGold

POWERING THE BAR RAISERS

ABOUT US

We specialize in comprehensive financial services in foreign exchange, banking, payments and processing.

We are the service center for our clients who need access to top-tier banks, e-money institutions, asset managers, foreign exchange brokers, card program managers, payment gateways, global crypto-asset services and private banks. With a cumulative 50 years of industry experience, our principals understand both client needs and market dynamics. We simplify the process of identifying and structuring the perfect solution for our clients.

FINANCIAL SERVICES

We are a trusted partner for organizations and individuals around the world, providing support in a variety of business sectors and jurisdictions, enabling us to offer tailor-made solutions in sectors and geographies such as Europe, Latin and North America, the Caribbean, Asia, the Middle East and Africa.

• Exclusive Multinational Trust, integrating Fiat / Crypto solutions

• Virtual and segregated IBANs

• API Integrations

• Omnibus account access

• Competitive exchange rates

• Easy-to-use platforms & real-time reporting

• Payments to third parties

CRYPTO – OBJECTIVES

Cross-border payment services play a key role in facilitating trade and financial transactions on a global scale and are essential to our services.

These services enable individuals, businesses and institutions to transfer funds across international borders smoothly and efficiently, overcoming geographic and currency barriers.

By leveraging advanced technologies and networks, such as blockchain, SWIFT and various digital platforms, our services ensure secure, fast and cost-effective money movement while adhering to regulatory and compliance standards.

CRYPTO SERVICES

• Seamless activation and deactivation

• Compatible with all major currencies

• Wholesale liquidity

• Facilitating cross-border movements

• Multiple geographic presence

• Cryptocurrency processing

• Ability to deposit cryptocurrency-related funds in major currencies

• Support for third party payments

• Competitive fees

• Instant settlement

• Creation of our own Cryptocurrency ¨Source Treasury Gold¨ & ¨Li-Therium¨

• Crypto License in CZ – Republic

CARD PROCESSING AND ISSUANCE

We, through our partners, provide a comprehensive payment platform that offers payment card issuance and crypto wallets.

In particular, the platform offers high deposit limits, easy fund transfers, multi-currency support and supports multiple cards and bank accounts per user.

We offer a worldwide network of payment gateways and partner acquiring banks, providing customized payment processing services in all jurisdictions.

Secure credit/debit cards: Visa and MasterCard for worldwide use.

VISA / MASTERCARD

• Visa Premium Cards

• Mastercard Corporate Premium

• White-Label cards for companies such as: ¨GAME ING¨

– ¨BETS¨ in Colombia, Mexico, Brazil, Panama. (Betplay Type)

• Payment processing for companies with Webcam Service in USA, Mexico, Panama, Colombia.

• Payment processing for ¨Adult Services¨ companies.

LOANS

Payroll microcredit operations (PDL = Pay-Day Loan) (Colombia, Mexico).

FACTORING

Invoice purchase with full processing incl. Crypto (Panama, Colombia, Mexico)

REMITTANCES AND TRASFERS

National and International Remittances between: Colombia, Mexico, Panama, USA, Canada, Ecuador.

STRUCTURE

The structure to process everything physically exists through our Superpagos partners in Mexico (DF), Panama and Colombia.

• This is the integration of our new technology into the platform.

• The operations center will be expanded and headquartered in Panama City.

Capital One Treasury Liquidity provides market access to the world’s leading crypto trading and liquidity venues through a single, integrated platform

• Seamless Access to Global Liquidity

• Trade with Intelligent Order Routing

• Optimal Crypto Prices

• Dramatically Reduced Slippage

• Operational & Capital Eﬃciency

• One Wallet | One Account | Global Liquidity

• Your Funds are Never held on Exchange

Industry-leading infrastructure for businesses to access, trade, and manage a diverse range of crypto assets

At Capital One Treasury Liquidity, we understand the importance of asset security in todays trading landscape. Our primary commitment is ensuring the absolute safety of client funds, a promise reinforced by our decision to never hold funds on exchanges

State-of-the-art Infrastructure

Our unique setup ensures maximum uptime, minimizing potential disruptions.

In the evolving landscape of digital assets, we stand distinct as a Riskless Principal, transcending the ‘custody at exchange’ model.

•Client funds held oﬀ-exchange with secure custody partners.

•Optimal capital eﬃciency.

•Access to multiple CEXs without funds on each LP.

•Segregated clients’ funds. No comingling! Insured.

•Seamless trading across multiple exchanges.

We equip our strategic partners – the clients – with state-of-the-art technology, risk mitigation strategies, deep liquidity, round-the-clock market access, and personalized support. This ensures they can initiate or expand their digital asset ventures with utmost confidence and security. Safety isn’t just a feature for us; it’s the very core of our business.

Secure, Seamless, Superior: Capital One Treasury Liquidity’s Promise of Uncompromised Fund Safety

C1T Liquidity is compliant by design and built to be the Gold Standard in cryptocurrency trading, globally.

• Solid fundamentals and strong regulatory oversight.

• Built in-line with traditional regulatory standards such as MiFID & Dodd Frank.

• Independent governance over client assets under custody.

• Robust AML, conduct and prudential risk management controls.

In a world where crypto trading is evolving rapidly, our project is here to revolutionize your trading experience.

Imagine a platform that oﬀers unmatched liquidity, transparent execution, and cost-eﬀective trading—all while ensuring security and compliance.

With advanced tools and modern APIs, you can trade discreetly, manage risk eﬃciently, and access real-time market data. Say goodbye to multiple accounts and hello to a single entry point for all your trading needs.

Capital One Treasury Liquidity provides market access to the world’s leading crypto trading and liquidity venues through a single, integrated platform

• Seamless Access to Global Liquidity

• Trade with Intelligent Order Routing

• Optimal Crypto Prices

• Dramatically Reduced Slippage

• Operational & Capital Eﬃciency

• One Wallet | One Account | Global Liquidity

• Your Funds are Never held on Exchange

Industry-leading infrastructure for businesses to access, trade, and manage a diverse range of crypto assets.

At Capital One Treasury Liquidity, we understand the importance of asset security in todays trading landscape. Our primary commitment is ensuring the absolute safety of client funds, a promise reinforced by our decision to never hold funds on exchanges.

State-of-the-art Infrastructure

Our unique setup ensures maximum uptime, minimizing potential disruptions.

In the evolving landscape of digital assets, we stand distinct as a Riskless Principal, transcending the ‘custody at exchange’ model.

•Client funds held oﬀ-exchange with secure custody partners.

•Optimal capital eﬃciency.

•Access to multiple CEXs without funds on each LP.

•Segregated clients’ funds. No comingling! Insured.

•Seamless trading across multiple exchanges.

Secure, Seamless, Superior: Capital One Treasury Liquidity’s Promise of Uncompromised Fund Safety.

C1T Liquidity is compliant by design and built to be the Gold Standard in cryptocurrency trading, globally.

• Solid fundamentals and strong regulatory oversight.

• Built in-line with traditional regulatory standards such as MiFID & Dodd Frank.

• Independent governance over client assets under custody.

• Robust AML, conduct and prudential risk management controls.

In a world where crypto trading is evolving rapidly, our project is here to revolutionize your trading experience.

Imagine a platform that oﬀers unmatched liquidity, transparent execution, and cost-eﬀective trading—all while ensuring security and compliance.

With advanced tools and modern APIs, you can trade discreetly, manage risk eFFIciently, and access real-time market data. Say goodbye to multiple accounts and hello to a single entry point for all your trading needs.

Capital One, in order to develop the objectives proposed for its Debit/Credit Cards Management and Asset Management businesses, has built a corporate structure that meets the needs of security, ease and profitability of its clients.

C1T Virgin Trust is a corporate trust structure with international services

General Structure

The overall structure is comprised of contracts and business partnerships between service providers (VISA, MasterCard and C21SAM) and asset managers (Virgin Finances), banks (National Bank of Canada), Crypto Asset managers (Bitpace) and Risk Managers (Sino Secure); with the purpose of meeting the profitability objectives of Capital One and its clients.

Trust – Banking – Crypto Administration

Capital One has fiduciary agreements in force with Virgin Finances Inc. to manage the two forms of credit/debit and investment customer relationships, through the creation of two fiduciary compartments, one for the management of funds deposited as credit collateral, and the other for the management of funds deposited under administration for customer investment.

Each compartment generates individual fiduciary management sub-accounts for each client that are linked to both credit/debit lines and investment lines.These management sub-accounts reflect the funds deposited and converted into digital assets (USDTs) in individual client Crypto Wallets, issued on the Bitpace platform; where each client, can consult at will the balance of their credits/debits and investment.

Meanwhile, the general trust is a Single and Exclusive Compartment, which has both corporate Crypto Wallets, which reflect the movement of Visa purchase/sale transactions and investment and profitability of the financial portfolios of the business and trust accounts of assets in Fiat Currency (USD, EUR, etc).

Likewise, both the general trust and the corporate Crypto Wallets have corporate bank accounts, within the National Bank of Canada, where the Fiat Currency funds (USD, EUR, etc) of the business are reflected.

Risk management

There is the option of exchanging assets through a trading desk (Liquidityone), which guarantees a totally secure and guaranteed closing of operations.

The entire corporate structure has risk insurance for the proper management of assets issued by SinoSecure in favor of each client and each compartment, both for funds deposited as collateral for credit/debit and investment.

C1T Virgin Trust is a corporate trust structure with international services

General Structure

Trust – Banking – Crypto Administration

Risk management

There is the option of exchanging assets through a trading desk (Liquidityone), which guarantees a totally secure and guaranteed closing of operations.

High Frequency Trading (HFT)

Introduction

High Frequency Trading (HFT) is a specialized form of algorithmic trading that leverages powerful computers and high-speed data connections to execute a large number of orders at extremely fast speeds—often in milliseconds or microseconds. HFT strategies aim to profit from small price discrepancies in the market by making rapid and frequent trades. These strategies are typically used by hedge funds, proprietary trading firms, and institutional investors to gain a competitive edge in the financial markets.

How It Works

HFT relies on automated systems to scan multiple markets and exchanges in real time, identify short-lived trading opportunities, and execute thousands of transactions per second. These systems operate based on pre-programmed algorithms that use quantitative models, statistical analysis, and real-time market data to make trading decisions without human intervention.

Common elements of HFT systems include:

• Order book analysis: Reading real-time buy/sell orders to predict short-term price movements.

• Latency arbitrage: Taking advantage of slight delays between different exchanges.

• Market making: Placing simultaneous buy and sell orders to capture the spread.

• Momentum detection: Identifying short-term trends and acting before the broader market responds.

Our approach focuses on combining market microstructure data with optimized execution strategies to make efficient and adaptive trading decisions.

Advantages of HFT

• Speed and efficiency: HFT algorithms can react to market changes much faster than human traders.

• Liquidity provision: By placing large volumes of orders, HFT strategies can help increase market liquidity.

• Profit from small margins: By executing thousands of trades per day, HFT firms can accumulate significant profit from very small price differences.

• Automation and scalability: Once developed and tested, the system can operate with minimal manual oversight and can scale across multiple markets.

Technical Details and Algorithm

Due to the proprietary nature of our algorithm and infrastructure, detailed technical information is not publicly disclosed. If you are interested in learning more about the system design, architecture, or would like to collaborate, please contact us directly.

High Frequency Trading (HFT)

Introduction

How It Works

Common elements of HFT systems include:

• Order book analysis: Reading real-time buy/sell orders to predict short-term price movements.

• Latency arbitrage: Taking advantage of slight delays between different exchanges.

• Market making: Placing simultaneous buy and sell orders to capture the spread.

• Momentum detection: Identifying short-term trends and acting before the broader market responds.

Our approach focuses on combining market microstructure data with optimized execution strategies to make efficient and adaptive trading decisions.

Advantages of HFT

• Speed and efficiency: HFT algorithms can react to market changes much faster than human traders.

• Liquidity provision: By placing large volumes of orders, HFT strategies can help increase market liquidity.

• Profit from small margins: By executing thousands of trades per day, HFT firms can accumulate significant profit from very small price differences.

• Automation and scalability: Once developed and tested, the system can operate with minimal manual oversight and can scale across multiple markets.

Technical Details and Algorithm

PREMIUM VISA/MASTERCARD CARDS

Exclusive access by invitation only

Forget about cash and step into the digital era, monetize your digital dollars, make physical and digital purchases in over 200 countries.

¿THE LIMIT? UNLIMITED

ANY TIME, ANY WHERE

Institutional Plan

ISSUE INTERNATIONAL CARDS FOR YOUR CUSTOMERS AND USERS.

Launch your own physical or virtual prepaid, debit, credit, crypto, and corporate cards backed by Visa or Mastercard.

Enhance your value proposition and revenue!

Our end-to-end solution includes printing, delivery, and payment processing in a single integration.

You can link your cards to digital accounts and crypto wallets.

REAL-TIME PROCESSING

Process in real-time transactions for in-store or online purchases, with chip and contactless, ATM withdrawals, refunds, and chargebacks.

CUSTOMIZED SOLUTION

Design your cards to your specifications. Physical and virtual, local or international, with horizontal o vertical layout.

TOTAL VISIBILITY

Access transaction details from the Dashboard or using our APIs. You can also reconcile with Mastercard or Visa quickly and efficiently.

COMPLIANT SOLUTION

Offer a product that complies with local regulatory requirements, depending on the type of card you wish to issue.

SPECIALIZED SUPPORT

We have a specialized team ready to resolve any issues or questions quickly and effectively.

FINANCIAL REPORTS

Receive reconciliatory and tax reports and comply with the local regulatory requirements of each country.

FRAUD PREVENTION

We have transactional limit monitoring and chargeback management fully integrated into our products.

DATA SECURITY

We have PCI DSS 4.0 Level 1 Compliance certification to ensure that your data and your customers´ data navigate safely and securely.

PREMIUM VISA/MASTERCARD CARDS

Exclusive access by invitation only

Forget about cash and step into the digital era, monetize your digital dollars, make physical and digital purchases in over 200 countries.

¿THE LIMIT? UNLIMITED

ANY TIME, ANY WHERE

Institutional Plan

ISSUE INTERNATIONAL CARDS FOR YOUR CUSTOMERS AND USERS.

Launch your own physical or virtual prepaid, debit, credit, crypto, and corporate cards backed by Visa or Mastercard.

Enhance your value proposition and revenue!

Our end-to-end solution includes printing, delivery, and payment processing in a single integration.

You can link your cards to digital accounts and crypto wallets.

REAL-TIME PROCESSING

Process in real-time transactions for in-store or online purchases, with chip and contactless, ATM withdrawals, refunds, and chargebacks.

CUSTOMIZED SOLUTION

Design your cards to your specifications. Physical and virtual, local or international, with horizontal o vertical layout.

TOTAL VISIBILITY

Access transaction details from the Dashboard or using our APIs. You can also reconcile with Mastercard or Visa quickly and efficiently.

COMPLIANT SOLUTION

Offer a product that complies with local regulatory requirements, depending on the type of card you wish to issue.

SPECIALIZED SUPPORT

We have a specialized team ready to resolve any issues or questions quickly and effectively.

FINANCIAL REPORTS

Receive reconciliatory and tax reports and comply with the local regulatory requirements of each country.

FRAUD PREVENTION

We have transactional limit monitoring and chargeback management fully integrated into our products.

DATA SECURITY

We have PCI DSS 4.0 Level 1 Compliance certification to ensure that your data and your customers´ data navigate safely and securely.

CRYPTO / TOKEN

Digital Financial Solutions with Crypto and Blockchain

At Capital One Treasury, and through our top-tier partners, we provide specialized services for companies, investors, and individuals looking to fully leverage the opportunities of the digital financial ecosystem.

Crypto ↔ Fiat Exchange

We facilitate secure, fast, and transparent transactions between cryptocurrencies and traditional money, ensuring liquidity and professional support through our partner network.

Crypto Payments

Integrate payments in Bitcoin, Ethereum, USDT, and more, reducing costs and expanding your global reach with instant transactions backed by trusted strategic partners.

Property Tokenization

We transform real estate assets into digital tokens, enabling fractional investment, greater liquidity, and accessibility, supported by the expertise of top-tier industry partners.

Yield on Your Cryptocurrencies

If you already hold digital assets, we design private and tailored strategies to generate yield on your cryptocurrencies, in collaboration with our specialized partners.

Large-Volume Transaction Brokerage

We act as trusted intermediaries in high-volume fiat ↔ crypto operations, ensuring security, discretion, and professional support, thanks to our network of top-tier partners.

SourceGold

The future of digitized gold backed by real assets

At Capital One Treasury, and through our top-tier partners, we present SourceGOLD (SGLD): an innovative solution that combines the strength of physical gold with the flexibility of blockchain technology.

What is SourceGOLD?

SourceGOLD is a token backed by the highest purity physical gold (99.99%), stored in secure vaults worldwide.
Each token represents 1 gram of real gold, ensuring stability, liquidity, and intrinsic value.

Today’s Problem

Fiat currency: loses value over time.
Cryptocurrencies: volatile, unstable as a unit of account.
Physical gold: safe, but difficult to store, divide, and transfer.

The Solution

SourceGOLD brings together the best of both worlds:

Security and stability of physical gold.
Portability, divisibility, and speed of blockchain.
Accessible to any investor, not just institutions.

Advantages of SourceGOLD

Instant liquidity: transfer within seconds, anywhere in the world.
Real backing: redeemable for physical gold (starting at 100g).
Stability: price based on the international average quotes.
Regulatory compliance: supervised by Swiss financial authorities.
Own production: backed by gold mines in Argentina with projections of 989 tons of gold.

Our Mission

To democratize access to gold as an investment asset and medium of exchange, integrating the traditional commodities market with the new digital economy.